Senior Regulatory Officer

Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!

Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to build a local banking champion.

We are looking for a proactive and experienced Senior Regulatory Officer to join our Compliance Division. In this role, you will coordinate regulatory interactions with supervisory authorities, support regulatory inspections and initiatives, and contribute to strengthening regulatory governance across Luminor Group.

• Serve as the primary point of contact for regulatory authorities, ensuring clear, timely and high-quality responses to regulatory inquiries and supervisory requests
• Build and maintain trusted relationships with supervisory authorities and key stakeholders across Luminor Group
• Lead or contribute to regulatory projects, supervisory inspections (on-site and off-site) and strategic regulatory initiatives across multiple areas and jurisdictions
• Identify, assess and support the mitigation of regulatory risks, providing pragmatic, risk-based and compliance-oriented guidance aligned with supervisory expectations
• Contribute to developing, maintaining and improving processes, internal regulations and governance for standardized handling of supervisory inquiries and strategic regulatory activities (including on-site and off-site inspections)
• Monitor, challenge and escalate regulatory deliverables to ensure timely and high-quality execution
• Coordinate input from different divisions and contribute to regular reporting of key regulatory affairs matters to senior management
• Promote a sound risk and compliance culture by raising awareness of major supervisory and regulatory initiatives

• Experience in legal / regulatory affairs / compliance or in the financial banking sector
• Exceptional verbal and written communication skills, with the ability to present complex matters clearly and professionally
• Strong stakeholders management skills and the ability to work closely with different internal and external stakeholders
• Proven ability to manage large projects, coordinate multiple contributors and drive work forward in a structured way
• Good understanding of financial sector regulations, supervisory expectations and regulatory risk management
• Strong professional judgement and the ability to provide pragmatic, compliance-oriented guidance
• Able to build structure from scratch and work well even in ambiguous situations Comfortable starting from zero, building structure and operating effectively in ambiguity
• Ability to help build, improve and embed processes, internal regulations and governance frameworks
• Fluent English and local language is required in spoken and written communication

Nice to have

• Experience with supervisory inspections, regulatory initiatives or remediation programmes is an advantage

• Flexibility. Flexible working hours, remote work and a possibility to work from anywhere in the EU, Iceland, Switzerland and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor