Senior Financial Data Analyst

Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

Luminor Treasury is the largest independent treasury team in the Baltics. We are the largest issuer of investment grade debt as well as one of the largest local investors into government debt of Estonia, Latvia and Lithuania. Treasury team manages capital, funding and liquidity of Luminor and transacts financial derivatives for risk management purposes. Through the combination of these Treasury activities, we generate up to one-fifth of Luminor’s profits, alongside the Retail and Corporate business units.

As a Senior Financial Data Analyst,your mission is to source internal and external data, map and automate data flows, maintain systems, create visualisations and dashboards to ensure data-driven analytics for Treasury decision making.

Whether you are a seasoned data professional looking to expand into Treasury, or a Treasury expert seeking to strengthen your data, analytics and automation capabilities, we would love to hear from you.

• Work in cross-functional teams to support Treasury’s liquidity, funding and capital management objectives.
• Participate in Treasury projects and collaborate with Product Owners, IT Delivery Leads, Business Analysts and Treasury stakeholders on topics such as liquidity forecasting, funding, securitisation and debt instruments.
• Support Treasury analytics, reporting and decision-making through data-driven insights.
• Support ILAAP, ICAAP and other capital, liquidity and regulatory assessment processes.
• Create loan tapes, manage collateral pools and optimise collateral allocation across funding programmes.
• Use SQL, Python, R and other analytical tools for data analysis, reporting and process automation.
• Maintain Treasury reporting datasets, investigate reporting issues and data discrepancies, and identify root causes.
• Build dashboards and management reports using Tableau, Power BI and related reporting tools.
• Translate Treasury business needs into IT requirements and leverage AI-enabled solutions to improve processes, data quality and decision-making.

• Previous experience in coding, data analytics, IT/business analysis, Treasury, Financial Planning, or financial reporting within financial services, banking, or fintech, with willingness to develop complementary skills across both business and technical areas.
• Experience or strong interest in learning SQL, Python, R or other relevant programming and analytics tools.
• Strong stakeholder management, communication, and collaboration skills.
• Fluent English is required in spoken and written communication due to working on Pan-Baltic level

Nice to have

• Experience with data warehousing and data visualisation tools would be an advantage.
• Knowledge of, or interest in learning, Treasury products and activities such as FX derivatives, interest rate swaps, fixed income instruments, nostro, securitisation, and liquidity and capital management.
• Understanding or strong interest in learning deposit dynamics, loan dynamics, mortgage products, broader banking products, the competitive environment in the Baltics and Luminor’s key strengths.
• Knowledge of, or strong interest in learning, the regulatory frameworks, laws and regulations under which banks operate would be preferred.

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor