Job Description

Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

Our pioneering Treasury team at Luminor has consistently led the Baltics in introducing innovative funding structures, capital solutions and implementing Asset-Liability Management practices.

How You Will Make an Impact:

Establish and lead the best practices of effective balance sheet management, capital adequacy, funding planning and credit rating management of the Group
Own and drive Treasury analytics and reporting insights – capital management, funding planning, budgeting
Stay up to date with relevant regulations and market developments in balance sheet management
Participate and lead development projects related Treasury balance sheet management
Compile various presentation materials and present to senior management and committees
Take part in annual ICAAP process and other regulatory deliveries
Strive to be a problem solver with the ability to prioritize tasks in a changing environment
Proactively plan, deliver and follow-up on your personal tasks timely and according to the set quality standards, budget and Luminor values
Support in setting up and improving Treasury owned tools, processes and documentation
Take responsibility for professional self-development and contribute to own and team performance improvement by sharing constructive feedback and relevant suggestions
Collaborate well with other departments to achieve common Luminor Group objectives
Train junior colleagues on relevant topics

Requirements

Solid knowledge of banking products, processes, regulations, and balance sheet and Treasury risk management
Strong analytical skills with a structured, detail-oriented approach and decision-making
Ability to work under pressure and meet tight deadlines
Quick learner with a proactive, growth-oriented mindset
Strong communication and collaboration skills, including knowledge sharing within the team
Advanced MS Office
Bachelor’s degree in finance, mathematics, or a related field
Fluent English and Estonian are required in spoken and written communication due to working on the Pan-Baltic level

Nice to have

Power BI and working knowledge of SQL, Python, or R is a strong advantage

Company offers

Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
Gross salary. 3,500 - 4,500 EUR/month, which is to be determined depending on your level of experience and competencies