Senior Accountant / Vanem Raamatupidaja

Financial Accounting & Reporting

• Prepare and review monthly, quarterly, and annual financial statements.
• Reconcile bank, client, and settlement accounts, ensuring alignment of transactions.
• Maintain general ledger accuracy.
• Manage group consolidation.
• Prepare internal reports for the company management.

Regulatory Compliance

• Ensure compliance with Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) requirements under the Payment Institutions and E-Money Institutions Act.
• Support the management with both ad-hoc and recurring financial data for:- Capital adequacy and safeguarding requirements (e.g., segregation of client funds).- Reporting obligations to Finantsinspektsioon (FSA) and the Bank of Estonia (Eesti Pank).- Any other reports as needed.
• Liaise with external auditors and regulatory inspectors.

Tax and Statutory Duties

• Oversee VAT, payroll tax, income tax and cross-border reporting.
• Ensure timely submission of tax declarations and coordinate with the Estonian Tax and Customs Board.

Assets and Cash Management

• Timeley preparation of cash flow and client funds reports.
• Support finance department by providing reconciliation of payment gateways, acquirers, and wallets.

Process Improvement and Systems

• Optimise accounting processes, automation, and use of ERP or PSP transaction systems.
• Review and improve the existing prodcedures, drafting of new ones.
• Collaborate with IT/Finance to ensure accounting data integrity.

Team Leadership and Mentoring

• Supervise junior accountants, review their journal entries and reconciliations.
• Train team members in PSP-specific accounting practices

• University degree in Accounting, Finance, or Economics.At least 5 years of professional experience in accounting, including a minimum of 2 years in a senior accountant or equivalent role.
• Excellent knowledge of Estonian accounting and taxation standards, including preparation of annual reports and tax returns.
• Knowledge of UK accounting and taxation principles will be considered an advantage.
• Advanced MS Excel skills (formulas, pivot tables, Power Query, and handling large data sets).
• Experience working with accounting systems; knowledge of the SAF program will be an asset.
• Fluency in Estonian and English (C1 level), both written and spoken.
• Strong attention to detail, analytical mindset, high sense of responsibility, and ability to work independently.
• Readiness to work in an international financial environment and communicate with regulatory authorities.

• Competitive salary
• Medical Insurance upon the completion of the probationary period
• A modern office in the center of Tallinn
• Referral program
• Stebby
• Free parking
• Growth and Development – We invest in your professional journey with continuous learning opportunities, skill development programmes, and a clear path for career progression.
• Collaborative and Innovative Environment – Join a talented, motivated team that thrives on creativity, innovation, and collaboration in a fast-paced Fintech setting.
• Team Events and Company Celebrations – Take part in regular team-building activities and company-wide events that strengthen connections and celebrate shared success.