2023-08-23 14:48:55
FinCrime Operations Senior Analyst (AUP Analyst)

FinCrime Operations Senior Analyst (AUP Analyst)

Wise
From 2175 €/m Gross
Soovin kandideerida

Job Description

We’re looking for a Fincrime Operations Senior Analyst to join our AUP team in our Tallinn office!

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. Your mission is to investigate and monitor high risk customers according to regulations, risk appetite and Wise’s policies.

The role as a  Fincrime Operations Senior Analyst (AUP team) gives you the opportunity to:

  • Review and monitor risky and complex customer cases, having a deep and broad knowledge of Wise compliance framework and the regulatory environment
  • Perform due diligence on customers and businesses through a variety of data sources including websites, financial statements, AML policies and external legal opinion; take a risk-based approach to work effectively and maintain speed, quality and consistency;
  • Have a deep understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies;
  • Take risk-based case decisions with a clearly documented and auditable record, in the context of our acceptable use policy and applicable regulations;
  • Communicate with customers as required to handle escalated or complicated cases with strong customer empathy as well as clear communication of decisions and policies;
  • Contribute to the continuous improvement of FinCrime operations processes by raising issues for process and/or tooling bugs, inefficiencies and suggesting actionable and impactful enhancements;
  • Work in the team and with compliance to evolve both our policies and our due diligence processes, continuously improving our knowledge, risk management and customer experience;
  • Escalate any suspicions and/or concerns to the AML and Fraud teams for review;
  • Work as AUP experts, sharing knowledge across teams, delivering a great customer experience and contributing through side projects and ideas on process, policy or product improvements;
  • Analyse, re-evaluate, build and document risk factors and risk mitigation methods for Wise high risk customers;
  • Represent the policies, processes and auditable AUP work to regulators and auditors.

Qualifications

As the Fincrime Operations Senior Analyst (AUP) you should have the following skills:

  • Your verbal and written English skills are excellent;
  • You can multitask and take responsibility in different situations;
  • You can handle routine well and have a razor sharp attention to detail;
  • You're punctual, independent, proactive and willing to get things done;
  • You’re a good communicator and can work in cross-team environment;
  • Compliance/banking background is an advantage;
  • You are already based in Tallinn, Estonia - we are not able to support relocation for this role. 

Additional Information

If you’re ready to take on an exciting challenge and make a meaningful impact, we’d love to hear from you! Please submit your resume and cover letter in English before 14th of December 2025.

We will start interviewing for this position from day 1 so we would recommend applying rather sooner than later - otherwise, someone else might grab your dream job ?

Note: Applications without a cover letter will not be considered.

Our Hiring Process

  1. Application Review: We evaluate your experience and skills. Submitting a cover letter explaining your motivation and why you’d be a great fit is strongly encouraged!
  2. Quick Chat with a Recruiter: A brief call to discuss the role and see if Wise aligns with your career goals.
  3. Homework: You will have 3 calendar days to complete a practical exercise relevant to the role.
  4. Final Interview: An in-depth discussion with our Team Leads to assess your technical and cultural fit.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Instagram.

Soovin kandideerida