AML & COMPLIANCE OFFICER

Montify – is a UK/Estonia payment startup licensed by the FCA in the United Kingdom (reference number 901069). We build a digital payment service and provide individuals and businesses with day-to-day banking services. At Montify you’ll have the opportunity to work on some of the most challenging and relevant issues in financial services and technology, see the whole picture and have an opportunity to become part of the team at an infant stage.

As an AML & COMPLIANCE OFFICER, you will be responsible for supporting the company in its journey to maintain compliance with all applicable national and international AML/CTF regulations and industry guidelines as well as internal policies.

You will also have the following duties

• review of internal procedures for AML/Compliance unit
• oversight of the onboarding unit
• transaction monitoring, aml and fraud investigations
• enhanced due diligence
• support in MLRO reporting, MI packs, exceptions handling

Your main responsibilities will be:

• Development of internal AML, DD/EDD procedures and risk-based approach
• Direct, control, and monitor procedures of an Onboarding unit (KYC)
• Setting up and review of Client Risk Scoring, Client Identification, and KYC documentation
• Conducting reviews of client documentation/information submitted by business units
• Assessing the adequacy of measures to prevent non-compliance of the customers
• Performing CDD/EDD on new customers and periodic customer reviews
• Ongoing communication with business units (CEO, Operations and Onboarding units) to resolve account opening issues, obtain necessary information during investigations and perform ongoing reviews of the KYC/customer
• Sometimes maintaining ongoing compliance-related communication with the customers
• Conducting transaction monitoring reviews

You are a perfect candidate if you are/have:

• Strong attention to detail
• Thinker and doer rather than a pure executor
• 1 year of experience in AML/Compliance-related globally
• Good knowledge of AML/CTF practices
• Fluency in English (written and spoken) and Russian (spoken) is essential

• Interesting and challenging job in an international startup
• Competitive salary
• Office in the City center of Tallinn
• Office perks
• Participation international event