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Head of analysis of credit cards area


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Tööpakkumise number 211489

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Job Description

Your role as Head of Analysis Area will be to advise and support with respective business analysis and managerial information Credit card unit team both in strategic and everyday decisions.

Main responsibilities are:
• lead Credit cards area product development supportive financial, risk and market analysis;
• create managerial information - conduct financial, market, competitors, risk and customer analysis on credit card products related areas;
• support product management team with data and analysis in decision making process;
• take responsibility for working out and implementation of credit card portfolio management concept, including proactive financial analysis of credit card value management. Manage credit portfolio through the cycle - modeling the optimal portfolio structure that fits credit policy and business performance goals. Provide input for credit risk management in order to improve the quality of portfolio (IRB tools, risk profile);
• support strategic management of credit card product line with short, medium and long term macro- and micro economical forecasts. Determine sales potential, recommend sales targets and KPI’s;
• price guidance: set product pricing ranges based on technical and market price assessments. Provide careful analysis for changing price to meet or beat competition and taking product pricing decisions;
• ensure accurate reporting on Credit Card area performance;
• be ready to support with all needed analysis Group Card Issuing department.


You are welcome to apply if you:
• have previous experience in financial or business project analysis;
• have higher education in Economics, Mathematics or Finance;
• have good financial analysis and problem solving skills, openess to new ideas, continuously looking for best practice both within and outside of the organization;
• have strong execution capability – strong initiative and drive, high degree of stress tolerance, willingness to work in a team;
• have very good cooperation skills – proven ability to lead through others and achieve results without formal authority, which is achieved through proactive communication, motivating others, and good negotiation skills;
• have market and competitor awareness and customer focus (ability to adapt customer perspective);
• have high degree of organizational awareness, flexibility and reliability;
• have ability to use office software on a good level;
• are fluent in English, oral and written;
• previous work experience in the respective field would be recommended.

Company offers

• possibility to lead interesting and full of complex exercises field in very good professionals team – you would have a chance to influence the life of millions of Swedbank clients in the home markets;
• great possibilities for professional development.

Additional information

In order to apply, please send your CV in English with the remark ”Head of Analysis of Credit Cards Area” to cv(at) or apply via CV Keskus latest on the 21th of November 2010.

Tallinn, Harjumaa
Job type:
full-time, employee
Expiration date:
21. november 2010
5. november 2010


Swedbank Group Cards is the new group wide Card organization including the Nordic and Baltic organizations as well as Swedbank Cards Services and all its subsidiaries. Group Cards goal is to consolidate and optimize existing cards business, but also to innovate for the future. Group Cards has a strong local presence in all home markets and has approximately 240 employees. Swedbank Cards business is well established as market leader on almost all Swedbank´s home markets. Though, there are still opportunities for growth.

Credit Cards unit is now looking for Head of Analysis Area to meet the challenges in newly established Group wide product organization.